Free Insurance Claim Check for Property Damage
Find out whether your property damage may be covered by insurance. Upload your policy and damage evidence and receive a detailed claim report explaining possible coverage and next steps.
- Takes about 2 minutes
- No obligation
- Secure document upload

How the Claim Checker Works
Our claim checker helps you quickly understand whether property damage might be covered by your insurance policy. The process is simple and straightforward.
Answer Questions
Answer a few questions about the property and damage
Upload Documents
Upload your insurance policy and damage evidence
System Analysis
Our system analyses the documents and information
Receive Report
Receive a free claim report explaining possible coverage and next steps
Start Your Free Claim Check
Upload your documents and answer a few questions to receive your free claim report instantly.
What the Claim Report Reviews
The claim checker analyses several sources of information to help identify possible insurance coverage.
Insurance policy documents
Policy schedules and wording
Engineer reports
Professional assessments and findings
Drain surveys and CCTV surveys
Visual evidence of drainage issues
Structural surveys
Building condition assessments
Damage photographs
Visual documentation of damage
Contractor reports or quotations
Repair estimates and recommendations
Correspondence from insurers
Previous communications and decisions
The system reviews these documents to identify possible policy sections that may apply to the claim and highlight potential issues or exclusions.
Property Damage Claims We Can Assess
The claim checker is suitable for homeowners, landlords and commercial properties dealing with various types of property damage.
Drain collapse claims
Escape of water claims
Burst pipes
Flood damage
Storm damage
Fire damage
Subsidence and structural movement
Roof damage
Sewage backups
Underground pipe failures
Learn More About Specific Claim Types
Explore detailed guides for different types of property damage insurance claims. Each guide explains coverage scenarios, exclusions, evidence requirements, and next steps.
Water Escape Claims
Leaking pipes, burst pipes, and sudden water damage
Read Full GuideBurst Pipe Claims
Frozen pipes, sudden ruptures, and water damage
Read Full GuideFlood Damage Claims
Surface water flooding and flood-related damage
Read Full GuideFire Damage Claims
Fire, smoke, and heat damage to property
Read Full GuideStorm Damage Claims
Wind, rain, and weather-related damage
Read Full GuideSubsidence Claims
Ground movement and structural settlement
Read Full GuideStructural Damage Claims
Building damage and structural issues
Read Full GuideDrain Collapse Claims
Collapsed drains and drainage system failures
Read Full GuideUnderground Pipe Claims
Buried pipe failures and subsurface damage
Read Full GuideSewage Backup Claims
Sewage overflow and contamination damage
Read Full GuideYour Free Insurance Claim Report
After analysing your documents and information, you'll receive a comprehensive claim report.
Your report includes:
Summary of damage reported
Clear overview of the property damage described
Possible insurance policy sections
Identification of policy sections that may apply to the claim
Potential exclusions or issues
Highlighted concerns within the policy wording
Explanation of policy treatment
How insurance policies treat resulting damage
Recommended next steps
Guidance to investigate the cause of damage
Claim likelihood indicator
Assessment based on the information provided
Please note: The report is informational and does not guarantee coverage. Insurance claims depend on policy wording and thorough investigation of the cause of damage.
Request a Free Consultation
Speak with an independent loss assessor about your property damage claim. Fill in your details and we'll be in touch as soon as possible.
Prefer to Check Online First?
Use our interactive online claim checker to upload your documents and receive an instant claim report — takes just 2 minutes.
Go to Online Claim CheckerOur assessor can help you:
- Review the claim report in detail
- Review the supporting documents
- Explain possible next steps
- Help understand whether the claim may be worth pursuing
Available 24/7 — no obligation
Important Disclaimer
The claim checker provides general information based on the documents and information supplied. It does not constitute insurance, legal or financial advice. Insurance coverage depends on the policy wording and investigation of the cause of damage. We recommend consulting with qualified professionals for specific advice regarding your insurance claim.
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